The road to first-time homeownership can be bumpy, but local real estate professionals are trained and ready to help. Rely on a local REALTOR® to put your mind at ease and make this journey not only easy, but exciting and rewarding.
Be credit worthy
The better your credit score, the better your chance of getting a lower-rate mortgage. Check your credit report regularly for mistakes and for any problems that can be corrected. If you have little to no credit, be sure to start building it up by getting a credit card or by putting your cell phone in your name.
Peter Scott, a loan officer with SunTrust Mortgage in Ocean City, said it’s important to have established credit...